General Personal Injury FAQs — Estero

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Westfield Insurance) often second-guess medical care to cut payouts. For clients such as a construction flagger hit on duty with orbital blowout fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Estero?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The police report is inconclusive.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Estero personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Cure Auto Insurance. If they won’t deal fairly, we prepare for a settlement approved in 21st Judicial District Court and pursue full compensation.
• ❓What should I do if ACCC Insurance Company says “The at-fault driver’s policy may be void.” after my Estero crash?
  Insurers like ACCC Insurance Company often use lines such as “The at-fault driver’s policy may be void.” to stall or minimize claims. Even injuries like closed pelvic ring fracture can be life-changing. In Estero, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 21st Judicial District Court — outcomes in our files include results up to 1.73M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 21st Judicial District Court. Our case histories include results such as 2.48M. The goal is simple: fair compensation for your losses in Estero.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Estero allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like nasal bone fracture. Don’t accept “Our evaluation doesn’t match your claim.” at face value.