General Personal Injury FAQs — Crystal Lake

• ❓Will a gap in my medical care ruin my case in Crystal Lake?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The provider overcharged for services..” Can a Crystal Lake personal injury lawyer still help?
  Yes. Adjusters regularly say “The provider overcharged for services.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American National. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Crystal Lake allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cerebral contusion. Don’t accept “We haven’t completed our medical review yet.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Horace Mann) often second-guess medical care to cut payouts. For clients such as a emergency responder hit roadside with acetabular fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 258th Judicial District Court. Our case histories include results such as 1.35M. The goal is simple: fair compensation for your losses in Crystal Lake.
• ❓What should I do if Progressive says “The policyholder wasn’t clearly at fault.” after my Crystal Lake crash?
  Insurers like Progressive often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like renal contusion or laceration can be life-changing. In Crystal Lake, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 258th Judicial District Court — outcomes in our files include results up to 1.45M.