General Personal Injury FAQs — Carrabelle

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., California Casualty) often second-guess medical care to cut payouts. For clients such as a victim of a hit-and-run with thoracic outlet syndrome from trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if ACCC Insurance Company says “You’ve already reached maximum medical improvement.” after my Carrabelle crash?
  Insurers like ACCC Insurance Company often use lines such as “You’ve already reached maximum medical improvement.” to stall or minimize claims. Even injuries like tongue laceration and avulsion can be life-changing. In Carrabelle, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 62nd Judicial District Court — outcomes in our files include results up to 1.74M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 62nd Judicial District Court. Our case histories include results such as 2.44M. The goal is simple: fair compensation for your losses in Carrabelle.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Carrabelle allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of bladder control after spine trauma. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓Will a gap in my medical care ruin my case in Carrabelle?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injury doesn’t meet our definition of serious.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We’re still evaluating liability with our insured..” Can a Carrabelle personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still evaluating liability with our insured.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West Insurance Group. If they won’t deal fairly, we prepare for a high-value verdict in 62nd Judicial District Court and pursue full compensation.