General Personal Injury FAQs — Campbellton

• ❓What should I do if ACCC Insurance Company says “Your injuries were pre-existing.” after my Campbellton crash?
  Insurers like ACCC Insurance Company often use lines such as “Your injuries were pre-existing.” to stall or minimize claims. Even injuries like brain stem injury can be life-changing. In Campbellton, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 24th Judicial District Court — outcomes in our files include results up to 782K.
• ❓Will a gap in my medical care ruin my case in Campbellton?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need to confirm your insurance coverage.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The pain you’re describing is subjective..” Can a Campbellton personal injury lawyer still help?
  Yes. Adjusters regularly say “The pain you’re describing is subjective.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Alpha Property & Casualty. If they won’t deal fairly, we prepare for a award granted by judge in 24th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 24th Judicial District Court. Our case histories include results such as 2.19M. The goal is simple: fair compensation for your losses in Campbellton.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Cure Auto Insurance) often second-guess medical care to cut payouts. For clients such as a passenger injured by bus driver with Galeazzi fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Campbellton allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like foot or toe fracture. Don’t accept “You saw a chiropractor, not a medical doctor.” at face value.