General Personal Injury FAQs — Wichita Falls

• ❓Will a gap in my medical care ruin my case in Wichita Falls?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The damage doesn’t match your account of the crash.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Wichita Falls allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like ACL/MCL tear. Don’t accept “Your injury doesn’t meet our definition of serious.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a passenger injured by bus driver with implantation of pain pump, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We’re still investigating liability..” Can a Wichita Falls personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still investigating liability.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Auto-Owners Insurance. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 89th Judicial District Court and pursue full compensation.
• ❓What should I do if The Hartford says “You were partially at fault for the accident.” after my Wichita Falls crash?
  Insurers like The Hartford often use lines such as “You were partially at fault for the accident.” to stall or minimize claims. Even injuries like posterior interosseous nerve injury can be life-changing. In Wichita Falls, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 1.7M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.53M. The goal is simple: fair compensation for your losses in Wichita Falls.