General Personal Injury FAQs — Whitney

• ❓What should I do if GuideOne Insurance says “There’s a gap in your medical care.” after my Whitney crash?
  Insurers like GuideOne Insurance often use lines such as “There’s a gap in your medical care.” to stall or minimize claims. Even injuries like plantar fascia rupture can be life-changing. In Whitney, we gather medical proof, challenge delay tactics, and, if needed, push for a multi-million dollar verdict from 66th Judicial District Court — outcomes in our files include results up to 2.0M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a multi-million dollar verdict from 66th Judicial District Court. Our case histories include results such as 724K. The goal is simple: fair compensation for your losses in Whitney.
• ❓An adjuster told me “The photos you submitted aren’t clear..” Can a Whitney personal injury lawyer still help?
  Yes. Adjusters regularly say “The photos you submitted aren’t clear.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American Family Insurance. If they won’t deal fairly, we prepare for a final judgment entered by 66th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Branch Insurance) often second-guess medical care to cut payouts. For clients such as a cyclist hit by delivery van with vertebroplasty or kyphoplasty, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Whitney?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a gap in your medical care.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Whitney allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like thoracic outlet syndrome from trauma. Don’t accept “You’re not permanently impaired.” at face value.