General Personal Injury FAQs — White Settlement

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a plaintiff verdict reached after closing arguments. Our case histories include results such as 1.36M. The goal is simple: fair compensation for your losses in White Settlement.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in White Settlement allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of limb (amputation). Don’t accept “You were partially at fault for the accident.” at face value.
• ❓What should I do if Farmers Insurance says “We’re still evaluating liability with our insured.” after my White Settlement crash?
  Insurers like Farmers Insurance often use lines such as “We’re still evaluating liability with our insured.” to stall or minimize claims. Even injuries like ankle fracture can be life-changing. In White Settlement, we gather medical proof, challenge delay tactics, and, if needed, push for a plaintiff verdict reached after closing arguments — outcomes in our files include results up to 2.19M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., National General) often second-guess medical care to cut payouts. For clients such as a school crossing guard struck by vehicle with repetitive orthopedic surgeries post-crash, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You didn’t follow doctor’s orders..” Can a White Settlement personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t follow doctor’s orders.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 373rd Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in White Settlement?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need to confirm your insurance coverage.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.