General Personal Injury FAQs — Wheeler

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Foremost Insurance) often second-guess medical care to cut payouts. For clients such as a delivery driver injured by falling cargo with retinal detachment, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “There’s insufficient evidence of impact severity..” Can a Wheeler personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s insufficient evidence of impact severity.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MetLife Auto & Home. If they won’t deal fairly, we prepare for a final judgment entered by 31st Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Wheeler allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like rotator cuff tear. Don’t accept “The provider overcharged for services.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 31st Judicial District Court. Our case histories include results such as 907K. The goal is simple: fair compensation for your losses in Wheeler.
• ❓What should I do if California Casualty says “The police report is inconclusive.” after my Wheeler crash?
  Insurers like California Casualty often use lines such as “The police report is inconclusive.” to stall or minimize claims. Even injuries like Galeazzi fracture can be life-changing. In Wheeler, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 31st Judicial District Court — outcomes in our files include results up to 947K.
• ❓Will a gap in my medical care ruin my case in Wheeler?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t miss enough work to qualify for compensation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.