General Personal Injury FAQs — Westminster

• ❓What should I do if Aspire General says “You didn’t go to the emergency room.” after my Westminster crash?
  Insurers like Aspire General often use lines such as “You didn’t go to the emergency room.” to stall or minimize claims. Even injuries like degenerative changes from trauma can be life-changing. In Westminster, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 1.25M.
• ❓Will a gap in my medical care ruin my case in Westminster?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t received your bills yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Liberty Mutual) often second-guess medical care to cut payouts. For clients such as a commuter hit in crosswalk with chronic pain syndrome from crash, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 1.77M. The goal is simple: fair compensation for your losses in Westminster.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Westminster allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like brain herniation. Don’t accept “There’s a question about your seatbelt use.” at face value.
• ❓An adjuster told me “You didn’t notify us within the required time frame..” Can a Westminster personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t notify us within the required time frame.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Travelers. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 493rd Judicial District Court and pursue full compensation.