General Personal Injury FAQs — Westbrook

• ❓An adjuster told me “The at-fault driver’s policy may be void..” Can a Westbrook personal injury lawyer still help?
  Yes. Adjusters regularly say “The at-fault driver’s policy may be void.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Aspire General. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 32nd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 32nd Judicial District Court. Our case histories include results such as 2.12M. The goal is simple: fair compensation for your losses in Westbrook.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., ACCC Insurance Company) often second-guess medical care to cut payouts. For clients such as a bicyclist injured on designated trail with fractured femur, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Westbrook?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The photos you submitted aren’t clear.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Westbrook allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like vertebroplasty or kyphoplasty. Don’t accept “Your injury doesn’t meet our definition of serious.” at face value.
• ❓What should I do if Stillwater Insurance says “You didn’t provide a recorded statement.” after my Westbrook crash?
  Insurers like Stillwater Insurance often use lines such as “You didn’t provide a recorded statement.” to stall or minimize claims. Even injuries like basilar skull fracture can be life-changing. In Westbrook, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 32nd Judicial District Court — outcomes in our files include results up to 677K.