General Personal Injury FAQs — West Livingston

• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a West Livingston personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Nationwide. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 411th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 411th Judicial District Court. Our case histories include results such as 2.19M. The goal is simple: fair compensation for your losses in West Livingston.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in West Livingston allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured tibia or fibula. Don’t accept “We’re still investigating liability.” at face value.
• ❓What should I do if Amica Mutual says “We’re still investigating liability.” after my West Livingston crash?
  Insurers like Amica Mutual often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like liver laceration can be life-changing. In West Livingston, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 411th Judicial District Court — outcomes in our files include results up to 2.03M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bluefire Insurance) often second-guess medical care to cut payouts. For clients such as a passenger injured by bus driver with fractured tibia or fibula, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in West Livingston?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The provider overcharged for services.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.