General Personal Injury FAQs — Wellman

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Kemper Corporation) often second-guess medical care to cut payouts. For clients such as a emergency responder hit roadside with chemical burns to face or limbs, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Wellman?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The vehicle damage was minor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if AssuranceAmerica says “We have to confirm if your policy was active.” after my Wellman crash?
  Insurers like AssuranceAmerica often use lines such as “We have to confirm if your policy was active.” to stall or minimize claims. Even injuries like cranial nerve damage can be life-changing. In Wellman, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 1.68M.
• ❓An adjuster told me “You can’t prove emotional distress..” Can a Wellman personal injury lawyer still help?
  Yes. Adjusters regularly say “You can’t prove emotional distress.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 286th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Wellman allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like brachial plexus injury. Don’t accept “We can’t verify your medical provider’s credentials.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 2.32M. The goal is simple: fair compensation for your losses in Wellman.