General Personal Injury FAQs — Wellman

• ❓What should I do if Shelter Insurance says “You saw a chiropractor, not a medical doctor.” after my Wellman crash?
  Insurers like Shelter Insurance often use lines such as “You saw a chiropractor, not a medical doctor.” to stall or minimize claims. Even injuries like splenic rupture can be life-changing. In Wellman, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 1.45M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Wellman allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like herniated disc. Don’t accept “This is the most we’re allowed to offer.” at face value.
• ❓Will a gap in my medical care ruin my case in Wellman?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t received your bills yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Alpha Property & Casualty) often second-guess medical care to cut payouts. For clients such as a parking lot pedestrian with dislocated patella, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You can’t prove emotional distress..” Can a Wellman personal injury lawyer still help?
  Yes. Adjusters regularly say “You can’t prove emotional distress.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Esurance. If they won’t deal fairly, we prepare for a verdict rendered after trial in 121st Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.94M. The goal is simple: fair compensation for your losses in Wellman.