General Personal Injury FAQs — Webster

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Webster allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like repetitive orthopedic surgeries post-crash. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Western National Insurance) often second-guess medical care to cut payouts. For clients such as a public transit passenger with crush injuries requiring debridement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 907K. The goal is simple: fair compensation for your losses in Webster.
• ❓What should I do if Shelter Insurance says “You’re not permanently impaired.” after my Webster crash?
  Insurers like Shelter Insurance often use lines such as “You’re not permanently impaired.” to stall or minimize claims. Even injuries like lumbar disc replacement can be life-changing. In Webster, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 1.8M.
• ❓An adjuster told me “You didn’t follow doctor’s orders..” Can a Webster personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t follow doctor’s orders.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like USAA. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 208th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Webster?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t miss enough work to qualify for compensation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.