General Personal Injury FAQs — Webster

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Western National Insurance) often second-guess medical care to cut payouts. For clients such as a storefront collision victim with dental fractures, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Webster?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The collision was too minor to cause injury.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We can’t verify your medical provider’s credentials..” Can a Webster personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t verify your medical provider’s credentials.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Direct Auto Insurance. If they won’t deal fairly, we prepare for a case settled during mediation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 309th Judicial District Court. Our case histories include results such as 1.85M. The goal is simple: fair compensation for your losses in Webster.
• ❓What should I do if Amica Mutual says “The pain you’re describing is subjective.” after my Webster crash?
  Insurers like Amica Mutual often use lines such as “The pain you’re describing is subjective.” to stall or minimize claims. Even injuries like renal contusion or laceration can be life-changing. In Webster, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 309th Judicial District Court — outcomes in our files include results up to 730K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Webster allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like crushed limb requiring surgery. Don’t accept “Your injuries were pre-existing.” at face value.