General Personal Injury FAQs — Waco

• ❓What should I do if Nationwide says “We need more documentation.” after my Waco crash?
  Insurers like Nationwide often use lines such as “We need more documentation.” to stall or minimize claims. Even injuries like hemothorax can be life-changing. In Waco, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 1.42M.
• ❓Will a gap in my medical care ruin my case in Waco?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t completed our medical review yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Waco allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like tethered spinal cord syndrome. Don’t accept “You’re not permanently impaired.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 684K. The goal is simple: fair compensation for your losses in Waco.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Stillwater Insurance) often second-guess medical care to cut payouts. For clients such as a driver hit during lane change with fractured tibia or fibula, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Waco personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like California Casualty. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.