General Personal Injury FAQs — Waco

• ❓What should I do if State Farm says “There’s insufficient evidence of impact severity.” after my Waco crash?
  Insurers like State Farm often use lines such as “There’s insufficient evidence of impact severity.” to stall or minimize claims. Even injuries like skull fracture can be life-changing. In Waco, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 2.18M.
• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Waco personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The Hartford. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 474th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Waco allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like posterior hip dislocation. Don’t accept “We’re waiting on a supervisor’s approval.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Allstate) often second-guess medical care to cut payouts. For clients such as a driver hit by uninsured motorist with vertebral fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 2.29M. The goal is simple: fair compensation for your losses in Waco.
• ❓Will a gap in my medical care ruin my case in Waco?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the treatment was necessary.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.