General Personal Injury FAQs — Victoria

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Victoria allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like lumbar spine injury. Don’t accept “We can’t confirm that you were the driver.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Travelers) often second-guess medical care to cut payouts. For clients such as a school crossing guard struck by vehicle with internal bleeding (abdominal), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 2.1M. The goal is simple: fair compensation for your losses in Victoria.
• ❓What should I do if Patriot Insurance says “You didn’t notify us within the required time frame.” after my Victoria crash?
  Insurers like Patriot Insurance often use lines such as “You didn’t notify us within the required time frame.” to stall or minimize claims. Even injuries like Galeazzi fracture can be life-changing. In Victoria, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 1.23M.
• ❓An adjuster told me “You didn’t see a specialist..” Can a Victoria personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t see a specialist.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Infinity Insurance. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 135th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Victoria?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.