General Personal Injury FAQs — Valentine

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.29M. The goal is simple: fair compensation for your losses in Valentine.
• ❓What should I do if State Farm says “The police report is inconclusive.” after my Valentine crash?
  Insurers like State Farm often use lines such as “The police report is inconclusive.” to stall or minimize claims. Even injuries like radial head fracture can be life-changing. In Valentine, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 1.61M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Valentine allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like distal radius fracture. Don’t accept “The medical records aren’t sufficient.” at face value.
• ❓Will a gap in my medical care ruin my case in Valentine?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t provide a recorded statement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Horace Mann) often second-guess medical care to cut payouts. For clients such as a driver struck by drunk driver with chronic pain syndrome from crash, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We believe the claim is inflated..” Can a Valentine personal injury lawyer still help?
  Yes. Adjusters regularly say “We believe the claim is inflated.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Auto-Owners Insurance. If they won’t deal fairly, we prepare for a jury verdict in 394th Judicial District Court and pursue full compensation.