General Personal Injury FAQs — University Park

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in University Park allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like esophageal tear. Don’t accept “You didn’t see a specialist.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Nationwide) often second-guess medical care to cut payouts. For clients such as a jogger with spinal cord injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in University Park?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a University Park personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Liberty Mutual. If they won’t deal fairly, we prepare for a settlement approved in 193rd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 193rd Judicial District Court. Our case histories include results such as 951K. The goal is simple: fair compensation for your losses in University Park.
• ❓What should I do if ACCC Insurance Company says “We need more documentation.” after my University Park crash?
  Insurers like ACCC Insurance Company often use lines such as “We need more documentation.” to stall or minimize claims. Even injuries like temporal bone fracture can be life-changing. In University Park, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 193rd Judicial District Court — outcomes in our files include results up to 1.55M.