General Personal Injury FAQs — University Park

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 775K. The goal is simple: fair compensation for your losses in University Park.
• ❓An adjuster told me “You’ve already reached maximum medical improvement..” Can a University Park personal injury lawyer still help?
  Yes. Adjusters regularly say “You’ve already reached maximum medical improvement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The General. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 303rd Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Root Insurance) often second-guess medical care to cut payouts. For clients such as a elderly driver with liver laceration, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if California Casualty says “You didn’t notify us within the required time frame.” after my University Park crash?
  Insurers like California Casualty often use lines such as “You didn’t notify us within the required time frame.” to stall or minimize claims. Even injuries like retinal hemorrhage from head trauma can be life-changing. In University Park, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 1.61M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in University Park allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like complex hand laceration with tendon damage. Don’t accept “We need an independent medical examination.” at face value.
• ❓Will a gap in my medical care ruin my case in University Park?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “This is the most we’re allowed to offer.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.