General Personal Injury FAQs — University Park

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Westfield Insurance) often second-guess medical care to cut payouts. For clients such as a rideshare driver involved in crash with injury requiring bone grafting, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 860K. The goal is simple: fair compensation for your losses in University Park.
• ❓What should I do if Patriot Insurance says “You didn’t notify us within the required time frame.” after my University Park crash?
  Insurers like Patriot Insurance often use lines such as “You didn’t notify us within the required time frame.” to stall or minimize claims. Even injuries like splenic rupture can be life-changing. In University Park, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 1.93M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in University Park allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like extensor tendon injury. Don’t accept “We don’t believe the treatment was necessary.” at face value.
• ❓An adjuster told me “Your injury doesn’t meet our definition of serious..” Can a University Park personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injury doesn’t meet our definition of serious.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Homesite Insurance. If they won’t deal fairly, we prepare for a award granted by judge in 282nd Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in University Park?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.