General Personal Injury FAQs — Universal City

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 1.34M. The goal is simple: fair compensation for your losses in Universal City.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., State Farm) often second-guess medical care to cut payouts. For clients such as a school crossing guard struck by vehicle with comminuted fractures, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Universal City?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t see a specialist.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Universal City allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like crushed limb requiring surgery. Don’t accept “Your injury doesn’t meet our definition of serious.” at face value.
• ❓An adjuster told me “You were partially at fault for the accident..” Can a Universal City personal injury lawyer still help?
  Yes. Adjusters regularly say “You were partially at fault for the accident.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a jury returned a favorable verdict in 175th Judicial District Court and pursue full compensation.
• ❓What should I do if Aspire General says “This is the most we’re allowed to offer.” after my Universal City crash?
  Insurers like Aspire General often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like proximal humerus fracture can be life-changing. In Universal City, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.26M.