General Personal Injury FAQs — Universal City

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Universal City allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like crushed limb requiring surgery. Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GuideOne Insurance) often second-guess medical care to cut payouts. For clients such as a nursing home resident with pelvic hematoma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 1.21M. The goal is simple: fair compensation for your losses in Universal City.
• ❓Will a gap in my medical care ruin my case in Universal City?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the treatment was necessary.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We need more documentation..” Can a Universal City personal injury lawyer still help?
  Yes. Adjusters regularly say “We need more documentation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like GuideOne Insurance. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 399th Judicial District Court and pursue full compensation.
• ❓What should I do if Texas Farm Bureau says “Our evaluation doesn’t match your claim.” after my Universal City crash?
  Insurers like Texas Farm Bureau often use lines such as “Our evaluation doesn’t match your claim.” to stall or minimize claims. Even injuries like scarring after reconstructive surgery can be life-changing. In Universal City, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 2.17M.