General Personal Injury FAQs — Universal City

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., California Casualty) often second-guess medical care to cut payouts. For clients such as a city employee hit during job duties with smoke inhalation injuries, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Universal City allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like acetabular fracture. Don’t accept “The medical records aren’t sufficient.” at face value.
• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Universal City personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Root Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓What should I do if USAA says “There’s a coverage issue we’re reviewing.” after my Universal City crash?
  Insurers like USAA often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like basilar skull fracture can be life-changing. In Universal City, we gather medical proof, challenge delay tactics, and, if needed, push for a case concluded with settlement in 386th Judicial District Court — outcomes in our files include results up to 1.68M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case concluded with settlement in 386th Judicial District Court. Our case histories include results such as 1.92M. The goal is simple: fair compensation for your losses in Universal City.
• ❓Will a gap in my medical care ruin my case in Universal City?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need to confirm your insurance coverage.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.