General Personal Injury FAQs — Troup

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Encompass Insurance) often second-guess medical care to cut payouts. For clients such as a elderly driver with labral tear (shoulder), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Troup allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like labral tear (shoulder). Don’t accept “You didn’t follow doctor’s orders.” at face value.
• ❓An adjuster told me “We’re still investigating liability..” Can a Troup personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still investigating liability.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like State Farm. If they won’t deal fairly, we prepare for a settlement approved in 369th Judicial District Court and pursue full compensation.
• ❓What should I do if Alpha Property & Casualty says “You didn’t report the injury immediately.” after my Troup crash?
  Insurers like Alpha Property & Casualty often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like knee replacement after accident can be life-changing. In Troup, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.02M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 746K. The goal is simple: fair compensation for your losses in Troup.
• ❓Will a gap in my medical care ruin my case in Troup?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The vehicle damage was minor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.