General Personal Injury FAQs — Tool

• ❓Will a gap in my medical care ruin my case in Tool?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Tool allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured tibia or fibula. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Patriot Insurance) often second-guess medical care to cut payouts. For clients such as a Uber driver with Galeazzi fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a plaintiff verdict reached after closing arguments. Our case histories include results such as 955K. The goal is simple: fair compensation for your losses in Tool.
• ❓What should I do if Cure Auto Insurance says “You didn’t go to the emergency room.” after my Tool crash?
  Insurers like Cure Auto Insurance often use lines such as “You didn’t go to the emergency room.” to stall or minimize claims. Even injuries like tethered spinal cord syndrome can be life-changing. In Tool, we gather medical proof, challenge delay tactics, and, if needed, push for a plaintiff verdict reached after closing arguments — outcomes in our files include results up to 1.4M.
• ❓An adjuster told me “There’s a gap in your medical care..” Can a Tool personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a gap in your medical care.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Nationwide. If they won’t deal fairly, we prepare for a settlement approved in 173rd Judicial District Court and pursue full compensation.