General Personal Injury FAQs — Tool

• ❓An adjuster told me “You can’t prove emotional distress..” Can a Tool personal injury lawyer still help?
  Yes. Adjusters regularly say “You can’t prove emotional distress.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Chubb. If they won’t deal fairly, we prepare for a jury returned a favorable verdict in 392nd Judicial District Court and pursue full compensation.
• ❓What should I do if Safeco says “Your injuries were pre-existing.” after my Tool crash?
  Insurers like Safeco often use lines such as “Your injuries were pre-existing.” to stall or minimize claims. Even injuries like smoke inhalation injuries can be life-changing. In Tool, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 392nd Judicial District Court — outcomes in our files include results up to 768K.
• ❓Will a gap in my medical care ruin my case in Tool?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still evaluating liability with our insured.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Esurance) often second-guess medical care to cut payouts. For clients such as a passenger in rollover crash with rotational ankle fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 392nd Judicial District Court. Our case histories include results such as 912K. The goal is simple: fair compensation for your losses in Tool.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Tool allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like lumbar disc replacement. Don’t accept “We need more documentation.” at face value.