General Personal Injury FAQs — Tomball

• ❓What should I do if Unitrin Insurance says “You can’t prove emotional distress.” after my Tomball crash?
  Insurers like Unitrin Insurance often use lines such as “You can’t prove emotional distress.” to stall or minimize claims. Even injuries like fractured tibia or fibula can be life-changing. In Tomball, we gather medical proof, challenge delay tactics, and, if needed, push for a compensation awarded during mediation process — outcomes in our files include results up to 2.32M.
• ❓Will a gap in my medical care ruin my case in Tomball?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You can’t prove emotional distress.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a compensation awarded during mediation process. Our case histories include results such as 1.11M. The goal is simple: fair compensation for your losses in Tomball.
• ❓An adjuster told me “We need an independent medical examination..” Can a Tomball personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Unitrin Insurance. If they won’t deal fairly, we prepare for a verdict rendered after trial in 524th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Loya Insurance Group) often second-guess medical care to cut payouts. For clients such as a school bus passenger with dental fractures, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Tomball allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like optic nerve damage. Don’t accept “Our evaluation doesn’t match your claim.” at face value.