General Personal Injury FAQs — Tomball

• ❓What should I do if Kemper Corporation says “There’s a coverage issue we’re reviewing.” after my Tomball crash?
  Insurers like Kemper Corporation often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like vascular injury with surgical repair can be life-changing. In Tomball, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 339th Judicial District Court — outcomes in our files include results up to 1.66M.
• ❓Will a gap in my medical care ruin my case in Tomball?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injuries were pre-existing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You returned to work too quickly to justify lost wages..” Can a Tomball personal injury lawyer still help?
  Yes. Adjusters regularly say “You returned to work too quickly to justify lost wages.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Foremost Insurance. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., MetLife Auto & Home) often second-guess medical care to cut payouts. For clients such as a passenger in speeding vehicle crash with brain herniation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Tomball allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like multilevel spinal fracture. Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 339th Judicial District Court. Our case histories include results such as 1.42M. The goal is simple: fair compensation for your losses in Tomball.