General Personal Injury FAQs — Tom Bean

• ❓What should I do if CSAA Insurance Group says “You didn’t follow doctor’s orders.” after my Tom Bean crash?
  Insurers like CSAA Insurance Group often use lines such as “You didn’t follow doctor’s orders.” to stall or minimize claims. Even injuries like labral tear (shoulder) can be life-changing. In Tom Bean, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 397th Judicial District Court — outcomes in our files include results up to 831K.
• ❓An adjuster told me “We don’t believe the treatment was necessary..” Can a Tom Bean personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the treatment was necessary.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Amica Mutual. If they won’t deal fairly, we prepare for a compensation awarded during mediation process and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., CSAA Insurance Group) often second-guess medical care to cut payouts. For clients such as a bicyclist injured on designated trail with mandibular nerve injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 397th Judicial District Court. Our case histories include results such as 2.34M. The goal is simple: fair compensation for your losses in Tom Bean.
• ❓Will a gap in my medical care ruin my case in Tom Bean?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need more documentation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Tom Bean allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like permanent disability from injury. Don’t accept “We’re still evaluating liability with our insured.” at face value.