General Personal Injury FAQs — Todd Mission

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 12th Judicial District Court. Our case histories include results such as 2.44M. The goal is simple: fair compensation for your losses in Todd Mission.
• ❓An adjuster told me “Your injuries were pre-existing..” Can a Todd Mission personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injuries were pre-existing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like California Casualty. If they won’t deal fairly, we prepare for a jury verdict in 12th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bristol West Insurance Group) often second-guess medical care to cut payouts. For clients such as a emergency responder hit roadside with radial head fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Todd Mission allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of bladder control after spine trauma. Don’t accept “Our evaluation doesn’t match your claim.” at face value.
• ❓What should I do if Mercury Insurance says “We need to confirm your insurance coverage.” after my Todd Mission crash?
  Insurers like Mercury Insurance often use lines such as “We need to confirm your insurance coverage.” to stall or minimize claims. Even injuries like distal radius fracture can be life-changing. In Todd Mission, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 12th Judicial District Court — outcomes in our files include results up to 1.29M.
• ❓Will a gap in my medical care ruin my case in Todd Mission?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The policyholder wasn’t clearly at fault.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.