General Personal Injury FAQs — Tiki Island

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 907K. The goal is simple: fair compensation for your losses in Tiki Island.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Tiki Island allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like orbital blowout fracture. Don’t accept “The collision was too minor to cause injury.” at face value.
• ❓An adjuster told me “The police report is inconclusive..” Can a Tiki Island personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The Hartford. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Dairyland Insurance) often second-guess medical care to cut payouts. For clients such as a delivery driver injured by falling cargo with traumatic brain injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Branch Insurance says “You were partially at fault for the accident.” after my Tiki Island crash?
  Insurers like Branch Insurance often use lines such as “You were partially at fault for the accident.” to stall or minimize claims. Even injuries like use of external fixator for bone injury can be life-changing. In Tiki Island, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.38M.
• ❓Will a gap in my medical care ruin my case in Tiki Island?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still evaluating liability with our insured.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.