General Personal Injury FAQs — Tierra Verde

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Shelter Insurance) often second-guess medical care to cut payouts. For clients such as a roofing contractor injured on-site with closed pelvic ring fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 105th Judicial District Court. Our case histories include results such as 814K. The goal is simple: fair compensation for your losses in Tierra Verde.
• ❓Will a gap in my medical care ruin my case in Tierra Verde?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t completed our medical review yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You didn’t provide a recorded statement..” Can a Tierra Verde personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t provide a recorded statement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Loya Insurance Group. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Tierra Verde allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like Galeazzi fracture. Don’t accept “The at-fault driver’s policy may be void.” at face value.
• ❓What should I do if USAA says “You returned to work too quickly to justify lost wages.” after my Tierra Verde crash?
  Insurers like USAA often use lines such as “You returned to work too quickly to justify lost wages.” to stall or minimize claims. Even injuries like permanent disability from injury can be life-changing. In Tierra Verde, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 105th Judicial District Court — outcomes in our files include results up to 897K.