General Personal Injury FAQs — The Hills

• ❓What should I do if American National says “The at-fault driver’s policy may be void.” after my The Hills crash?
  Insurers like American National often use lines such as “The at-fault driver’s policy may be void.” to stall or minimize claims. Even injuries like vertebroplasty or kyphoplasty can be life-changing. In The Hills, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 331st Judicial District Court — outcomes in our files include results up to 1.41M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 331st Judicial District Court. Our case histories include results such as 1.18M. The goal is simple: fair compensation for your losses in The Hills.
• ❓Will a gap in my medical care ruin my case in The Hills?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The policyholder wasn’t clearly at fault.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Auto-Owners Insurance) often second-guess medical care to cut payouts. For clients such as a bystander injured during vehicle crash with internal bleeding (abdominal), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We’re still evaluating liability with our insured..” Can a The Hills personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still evaluating liability with our insured.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American Strategic Insurance. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 331st Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in The Hills allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like meniscus tear. Don’t accept “This is the most we’re allowed to offer.” at face value.