General Personal Injury FAQs — The Colony

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Homesite Insurance) often second-guess medical care to cut payouts. For clients such as a teen driver with traumatic ear drum rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in The Colony allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like degenerative disc disease from trauma. Don’t accept “We can’t confirm that you were the driver.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a high-value verdict in 442nd Judicial District Court. Our case histories include results such as 2.06M. The goal is simple: fair compensation for your losses in The Colony.
• ❓An adjuster told me “The vehicle damage was minor..” Can a The Colony personal injury lawyer still help?
  Yes. Adjusters regularly say “The vehicle damage was minor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West Insurance Group. If they won’t deal fairly, we prepare for a settlement approved in 442nd Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in The Colony?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a gap in your medical care.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if ACCC Insurance Company says “The collision was too minor to cause injury.” after my The Colony crash?
  Insurers like ACCC Insurance Company often use lines such as “The collision was too minor to cause injury.” to stall or minimize claims. Even injuries like perilymph fistula from head trauma can be life-changing. In The Colony, we gather medical proof, challenge delay tactics, and, if needed, push for a high-value verdict in 442nd Judicial District Court — outcomes in our files include results up to 2.36M.