General Personal Injury FAQs — Texhoma

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American National) often second-guess medical care to cut payouts. For clients such as a off-duty officer hit by commercial truck with loss of bladder control after spine trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Texhoma?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The policyholder wasn’t clearly at fault.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Texhoma personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Infinity Property & Casualty. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 69th Judicial District Court. Our case histories include results such as 1.66M. The goal is simple: fair compensation for your losses in Texhoma.
• ❓What should I do if Foremost Insurance says “There are inconsistencies in your account.” after my Texhoma crash?
  Insurers like Foremost Insurance often use lines such as “There are inconsistencies in your account.” to stall or minimize claims. Even injuries like loss of functional independence can be life-changing. In Texhoma, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 69th Judicial District Court — outcomes in our files include results up to 1.92M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Texhoma allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic aneurysm. Don’t accept “We haven’t completed our medical review yet.” at face value.