General Personal Injury FAQs — Terrell Hills

• ❓What should I do if Horace Mann says “We haven’t completed our medical review yet.” after my Terrell Hills crash?
  Insurers like Horace Mann often use lines such as “We haven’t completed our medical review yet.” to stall or minimize claims. Even injuries like closed pelvic ring fracture can be life-changing. In Terrell Hills, we gather medical proof, challenge delay tactics, and, if needed, push for a award granted by judge in 226th Judicial District Court — outcomes in our files include results up to 2.5M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Terrell Hills allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like intra-articular knee fracture. Don’t accept “The at-fault driver’s policy may be void.” at face value.
• ❓An adjuster told me “You didn’t follow doctor’s orders..” Can a Terrell Hills personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t follow doctor’s orders.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Cure Auto Insurance. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award granted by judge in 226th Judicial District Court. Our case histories include results such as 1.47M. The goal is simple: fair compensation for your losses in Terrell Hills.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Strategic Insurance) often second-guess medical care to cut payouts. For clients such as a bicyclist injured on designated trail with quadriplegia, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Terrell Hills?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The bills are higher than reasonable market value.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.