General Personal Injury FAQs — Terrell Hills

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final trial award rendered by 379th Judicial District Court. Our case histories include results such as 911K. The goal is simple: fair compensation for your losses in Terrell Hills.
• ❓What should I do if Alpha Property & Casualty says “We don’t believe the vehicle speed contributed.” after my Terrell Hills crash?
  Insurers like Alpha Property & Casualty often use lines such as “We don’t believe the vehicle speed contributed.” to stall or minimize claims. Even injuries like skull fracture can be life-changing. In Terrell Hills, we gather medical proof, challenge delay tactics, and, if needed, push for a final trial award rendered by 379th Judicial District Court — outcomes in our files include results up to 1.7M.
• ❓An adjuster told me “Your injuries were pre-existing..” Can a Terrell Hills personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injuries were pre-existing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Horace Mann. If they won’t deal fairly, we prepare for a jury returned a favorable verdict in 379th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Terrell Hills?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You saw a chiropractor, not a medical doctor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., California Casualty) often second-guess medical care to cut payouts. For clients such as a auto mechanic pinned under vehicle with esophageal tear, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Terrell Hills allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like median nerve compression injury. Don’t accept “There’s a question about your seatbelt use.” at face value.