General Personal Injury FAQs — Terrell Hills

• ❓Will a gap in my medical care ruin my case in Terrell Hills?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The policyholder wasn’t clearly at fault.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Nationwide says “We believe the claim is inflated.” after my Terrell Hills crash?
  Insurers like Nationwide often use lines such as “We believe the claim is inflated.” to stall or minimize claims. Even injuries like vascular injury with surgical repair can be life-changing. In Terrell Hills, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 2.14M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 1.51M. The goal is simple: fair compensation for your losses in Terrell Hills.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a driver rear-ended at red light with complex hand laceration with tendon damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We haven’t completed our medical review yet..” Can a Terrell Hills personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t completed our medical review yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Elephant Insurance. If they won’t deal fairly, we prepare for a case settled during mediation and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Terrell Hills allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cervical disc replacement. Don’t accept “You were partially at fault for the accident.” at face value.