General Personal Injury FAQs — Sunset

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Loya Insurance Group) often second-guess medical care to cut payouts. For clients such as a bicyclist injured on designated trail with phalangeal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Sunset allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like arterial dissection from trauma. Don’t accept “Your injuries were pre-existing.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement approved in 97th Judicial District Court. Our case histories include results such as 1.35M. The goal is simple: fair compensation for your losses in Sunset.
• ❓Will a gap in my medical care ruin my case in Sunset?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The treatment timeline doesn’t make sense.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Sunset personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Liberty Mutual. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓What should I do if Safeco says “You were partially at fault for the accident.” after my Sunset crash?
  Insurers like Safeco often use lines such as “You were partially at fault for the accident.” to stall or minimize claims. Even injuries like fractured tibia or fibula can be life-changing. In Sunset, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement approved in 97th Judicial District Court — outcomes in our files include results up to 1.26M.