General Personal Injury FAQs — Sun Valley

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 62nd Judicial District Court. Our case histories include results such as 2.06M. The goal is simple: fair compensation for your losses in Sun Valley.
• ❓An adjuster told me “You didn’t notify us within the required time frame..” Can a Sun Valley personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t notify us within the required time frame.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Aspire General. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Western National Insurance) often second-guess medical care to cut payouts. For clients such as a commercial van driver with fractured humerus, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Sun Valley allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like compound fracture of the leg. Don’t accept “This is the most we’re allowed to offer.” at face value.
• ❓What should I do if Loya Insurance Group says “You didn’t follow doctor’s orders.” after my Sun Valley crash?
  Insurers like Loya Insurance Group often use lines such as “You didn’t follow doctor’s orders.” to stall or minimize claims. Even injuries like retinal detachment can be life-changing. In Sun Valley, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 62nd Judicial District Court — outcomes in our files include results up to 1.95M.
• ❓Will a gap in my medical care ruin my case in Sun Valley?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The policyholder wasn’t clearly at fault.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.