General Personal Injury FAQs — Sullivan City

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Allstate) often second-guess medical care to cut payouts. For clients such as a construction flagger hit on duty with lumbar disc replacement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Sullivan City?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The medical records aren’t sufficient.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.17M. The goal is simple: fair compensation for your losses in Sullivan City.
• ❓What should I do if USAA says “The vehicle damage was minor.” after my Sullivan City crash?
  Insurers like USAA often use lines such as “The vehicle damage was minor.” to stall or minimize claims. Even injuries like pelvic hematoma can be life-changing. In Sullivan City, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 1.53M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Sullivan City allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like tongue laceration and avulsion. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓An adjuster told me “The treatment timeline doesn’t make sense..” Can a Sullivan City personal injury lawyer still help?
  Yes. Adjusters regularly say “The treatment timeline doesn’t make sense.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Western National Insurance. If they won’t deal fairly, we prepare for a jury verdict in 389th Judicial District Court and pursue full compensation.