General Personal Injury FAQs — Star Harbor

• ❓An adjuster told me “The medical records aren’t sufficient..” Can a Star Harbor personal injury lawyer still help?
  Yes. Adjusters regularly say “The medical records aren’t sufficient.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Texas Farm Bureau. If they won’t deal fairly, we prepare for a high-value verdict in 173rd Judicial District Court and pursue full compensation.
• ❓What should I do if American Family Insurance says “You didn’t miss enough work to qualify for compensation.” after my Star Harbor crash?
  Insurers like American Family Insurance often use lines such as “You didn’t miss enough work to qualify for compensation.” to stall or minimize claims. Even injuries like basilar skull fracture can be life-changing. In Star Harbor, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 2.36M.
• ❓Will a gap in my medical care ruin my case in Star Harbor?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injury doesn’t meet our definition of serious.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Star Harbor allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like abdominal compartment syndrome. Don’t accept “This is the most we’re allowed to offer.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 911K. The goal is simple: fair compensation for your losses in Star Harbor.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Erie Insurance) often second-guess medical care to cut payouts. For clients such as a teen passenger injured in friend’s car with pelvic ring disruption, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.