General Personal Injury FAQs — Stagecoach

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Stagecoach allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like lumbar disc replacement. Don’t accept “We can’t verify your medical provider’s credentials.” at face value.
• ❓What should I do if Direct Auto Insurance says “We haven’t received your bills yet.” after my Stagecoach crash?
  Insurers like Direct Auto Insurance often use lines such as “We haven’t received your bills yet.” to stall or minimize claims. Even injuries like liver laceration can be life-changing. In Stagecoach, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 435th Judicial District Court — outcomes in our files include results up to 1.44M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Progressive) often second-guess medical care to cut payouts. For clients such as a school crossing guard struck by vehicle with loss of vision from head trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 435th Judicial District Court. Our case histories include results such as 869K. The goal is simple: fair compensation for your losses in Stagecoach.
• ❓An adjuster told me “The provider overcharged for services..” Can a Stagecoach personal injury lawyer still help?
  Yes. Adjusters regularly say “The provider overcharged for services.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Chubb. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Stagecoach?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t miss enough work to qualify for compensation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.