General Personal Injury FAQs — Stafford

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 1.21M. The goal is simple: fair compensation for your losses in Stafford.
• ❓An adjuster told me “We’re waiting on a supervisor’s approval..” Can a Stafford personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on a supervisor’s approval.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like State Farm. If they won’t deal fairly, we prepare for a case concluded with settlement in 458th Judicial District Court and pursue full compensation.
• ❓What should I do if Root Insurance says “Your injury doesn’t meet our definition of serious.” after my Stafford crash?
  Insurers like Root Insurance often use lines such as “Your injury doesn’t meet our definition of serious.” to stall or minimize claims. Even injuries like skull fracture can be life-changing. In Stafford, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 2.01M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Stafford allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like pelvic hematoma. Don’t accept “The medical records aren’t sufficient.” at face value.
• ❓Will a gap in my medical care ruin my case in Stafford?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the vehicle speed contributed.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Liberty Mutual) often second-guess medical care to cut payouts. For clients such as a nursing home resident with Lisfranc injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.