General Personal Injury FAQs — Stafford

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 387th Judicial District Court. Our case histories include results such as 2.43M. The goal is simple: fair compensation for your losses in Stafford.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Stafford allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like dental fractures. Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Direct Auto Insurance) often second-guess medical care to cut payouts. For clients such as a child pedestrian with cervical disc replacement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Foremost Insurance says “You’re not permanently impaired.” after my Stafford crash?
  Insurers like Foremost Insurance often use lines such as “You’re not permanently impaired.” to stall or minimize claims. Even injuries like skin grafts after injury can be life-changing. In Stafford, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 387th Judicial District Court — outcomes in our files include results up to 869K.
• ❓An adjuster told me “Your injuries were pre-existing..” Can a Stafford personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injuries were pre-existing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The Hartford. If they won’t deal fairly, we prepare for a settlement approved in 387th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Stafford?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t provide a recorded statement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.