General Personal Injury FAQs — St Paul

• ❓Will a gap in my medical care ruin my case in St Paul?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Mercury Insurance) often second-guess medical care to cut payouts. For clients such as a passenger struck in side-impact collision with fracture of the talus, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The vehicle damage was minor..” Can a St Paul personal injury lawyer still help?
  Yes. Adjusters regularly say “The vehicle damage was minor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American Family Insurance. If they won’t deal fairly, we prepare for a case concluded with settlement in 219th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a multi-million dollar verdict from 219th Judicial District Court. Our case histories include results such as 1.34M. The goal is simple: fair compensation for your losses in St Paul.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in St Paul allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like jaw fracture (mandibular). Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓What should I do if Infinity Property & Casualty says “Our evaluation doesn’t match your claim.” after my St Paul crash?
  Insurers like Infinity Property & Casualty often use lines such as “Our evaluation doesn’t match your claim.” to stall or minimize claims. Even injuries like paraplegia can be life-changing. In St Paul, we gather medical proof, challenge delay tactics, and, if needed, push for a multi-million dollar verdict from 219th Judicial District Court — outcomes in our files include results up to 730K.