General Personal Injury FAQs — St Paul

• ❓An adjuster told me “You didn’t provide a recorded statement..” Can a St Paul personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t provide a recorded statement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Aspire General. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 401st Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 401st Judicial District Court. Our case histories include results such as 1.67M. The goal is simple: fair compensation for your losses in St Paul.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in St Paul allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of vision from head trauma. Don’t accept “We need an independent medical examination.” at face value.
• ❓Will a gap in my medical care ruin my case in St Paul?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need more documentation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Amica Mutual says “There’s a gap in your medical care.” after my St Paul crash?
  Insurers like Amica Mutual often use lines such as “There’s a gap in your medical care.” to stall or minimize claims. Even injuries like acetabular fracture can be life-changing. In St Paul, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 401st Judicial District Court — outcomes in our files include results up to 1.79M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Auto-Owners Insurance) often second-guess medical care to cut payouts. For clients such as a commuter hit in crosswalk with orbital blowout fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.