General Personal Injury FAQs — South Point

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in South Point allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like laminectomy or discectomy. Don’t accept “We’re still investigating liability.” at face value.
• ❓Will a gap in my medical care ruin my case in South Point?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still investigating liability.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 1.5M. The goal is simple: fair compensation for your losses in South Point.
• ❓What should I do if Westfield Insurance says “Your injuries were pre-existing.” after my South Point crash?
  Insurers like Westfield Insurance often use lines such as “Your injuries were pre-existing.” to stall or minimize claims. Even injuries like skull fracture can be life-changing. In South Point, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.74M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Westfield Insurance) often second-guess medical care to cut payouts. For clients such as a teen passenger injured in friend’s car with clavicle fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We have to confirm if your policy was active..” Can a South Point personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Root Insurance. If they won’t deal fairly, we prepare for a jury awarded damages in 138th Judicial District Court and pursue full compensation.