General Personal Injury FAQs — South Padre Island

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in South Padre Island allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like thoracic outlet syndrome from trauma. Don’t accept “We believe the claim is inflated.” at face value.
• ❓An adjuster told me “You didn’t notify us within the required time frame..” Can a South Padre Island personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t notify us within the required time frame.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Direct Auto Insurance. If they won’t deal fairly, we prepare for a settlement reached before trial in 197th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Liberty Mutual) often second-guess medical care to cut payouts. For clients such as a passenger in rollover crash with fusion of multiple spinal levels, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in South Padre Island?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The provider overcharged for services.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Liberty Mutual says “We’re still investigating liability.” after my South Padre Island crash?
  Insurers like Liberty Mutual often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like internal bleeding (abdominal) can be life-changing. In South Padre Island, we gather medical proof, challenge delay tactics, and, if needed, push for a award granted by judge in 197th Judicial District Court — outcomes in our files include results up to 2.44M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award granted by judge in 197th Judicial District Court. Our case histories include results such as 781K. The goal is simple: fair compensation for your losses in South Padre Island.