General Personal Injury FAQs — South Padre Island

• ❓Will a gap in my medical care ruin my case in South Padre Island?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the vehicle speed contributed.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Grange Insurance) often second-guess medical care to cut payouts. For clients such as a nursing home resident with median nerve compression injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The at-fault driver’s policy may be void..” Can a South Padre Island personal injury lawyer still help?
  Yes. Adjusters regularly say “The at-fault driver’s policy may be void.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Cure Auto Insurance. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 107th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 107th Judicial District Court. Our case histories include results such as 1.97M. The goal is simple: fair compensation for your losses in South Padre Island.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in South Padre Island allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured tibia or fibula. Don’t accept “You saw a chiropractor, not a medical doctor.” at face value.
• ❓What should I do if Kemper Corporation says “We’re still investigating liability.” after my South Padre Island crash?
  Insurers like Kemper Corporation often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like severe concussion can be life-changing. In South Padre Island, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 107th Judicial District Court — outcomes in our files include results up to 2.06M.