General Personal Injury FAQs — Somerset

• ❓What should I do if Bluefire Insurance says “We have to confirm if your policy was active.” after my Somerset crash?
  Insurers like Bluefire Insurance often use lines such as “We have to confirm if your policy was active.” to stall or minimize claims. Even injuries like phalangeal fracture can be life-changing. In Somerset, we gather medical proof, challenge delay tactics, and, if needed, push for a high-value verdict in 150th Judicial District Court — outcomes in our files include results up to 1.87M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Somerset allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like laryngeal fracture. Don’t accept “We’re waiting on statements from witnesses.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a high-value verdict in 150th Judicial District Court. Our case histories include results such as 1.41M. The goal is simple: fair compensation for your losses in Somerset.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., The General) often second-guess medical care to cut payouts. For clients such as a person pinned between vehicles with septic arthritis after joint trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We can’t confirm that you were the driver..” Can a Somerset personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t confirm that you were the driver.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Infinity Property & Casualty. If they won’t deal fairly, we prepare for a final judgment entered by 150th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Somerset?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injury doesn’t meet our definition of serious.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.