General Personal Injury FAQs — Somerset

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 144th Judicial District Court. Our case histories include results such as 691K. The goal is simple: fair compensation for your losses in Somerset.
• ❓Will a gap in my medical care ruin my case in Somerset?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Somerset allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like herniated disc. Don’t accept “The medical records aren’t sufficient.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Progressive) often second-guess medical care to cut payouts. For clients such as a school bus passenger with cubital tunnel syndrome post-trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We’re waiting on a supervisor’s approval..” Can a Somerset personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on a supervisor’s approval.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Aspire General. If they won’t deal fairly, we prepare for a final trial award rendered by 144th Judicial District Court and pursue full compensation.
• ❓What should I do if Travelers says “We need to confirm your insurance coverage.” after my Somerset crash?
  Insurers like Travelers often use lines such as “We need to confirm your insurance coverage.” to stall or minimize claims. Even injuries like renal contusion or laceration can be life-changing. In Somerset, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 144th Judicial District Court — outcomes in our files include results up to 1.14M.