General Personal Injury FAQs — Somerset

• ❓What should I do if Root Insurance says “You didn’t follow doctor’s orders.” after my Somerset crash?
  Insurers like Root Insurance often use lines such as “You didn’t follow doctor’s orders.” to stall or minimize claims. Even injuries like shoulder dislocation can be life-changing. In Somerset, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 1.37M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 2.19M. The goal is simple: fair compensation for your losses in Somerset.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bristol West Insurance Group) often second-guess medical care to cut payouts. For clients such as a warehouse worker injured by delivery truck with hip replacement due to trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Somerset allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like closed head injury. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓Will a gap in my medical care ruin my case in Somerset?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We believe the claim is inflated.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We need an independent medical examination..” Can a Somerset personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Patriot Insurance. If they won’t deal fairly, we prepare for a pre-trial settlement in 379th Judicial District Court and pursue full compensation.