General Personal Injury FAQs — Simonton

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., MetLife Auto & Home) often second-guess medical care to cut payouts. For clients such as a Uber driver with fractured humerus, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if AssuranceAmerica says “The bills are higher than reasonable market value.” after my Simonton crash?
  Insurers like AssuranceAmerica often use lines such as “The bills are higher than reasonable market value.” to stall or minimize claims. Even injuries like vertebral fracture can be life-changing. In Simonton, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 1.47M.
• ❓Will a gap in my medical care ruin my case in Simonton?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “This is the most we’re allowed to offer.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We don’t believe the vehicle speed contributed..” Can a Simonton personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the vehicle speed contributed.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Texas Farm Bureau. If they won’t deal fairly, we prepare for a pre-trial settlement in 434th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Simonton allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like triquetrum fracture. Don’t accept “We need an independent medical examination.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 2.19M. The goal is simple: fair compensation for your losses in Simonton.