General Personal Injury FAQs — Sherwood Shores

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Sherwood Shores allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like lumbar spine injury. Don’t accept “The bills are higher than reasonable market value.” at face value.
• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Sherwood Shores personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Auto-Owners Insurance. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Sherwood Shores?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The provider overcharged for services.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury decision in favor of the plaintiff in 397th Judicial District Court. Our case histories include results such as 2.13M. The goal is simple: fair compensation for your losses in Sherwood Shores.
• ❓What should I do if MetLife Auto & Home says “We need more documentation.” after my Sherwood Shores crash?
  Insurers like MetLife Auto & Home often use lines such as “We need more documentation.” to stall or minimize claims. Even injuries like orbital nerve damage can be life-changing. In Sherwood Shores, we gather medical proof, challenge delay tactics, and, if needed, push for a jury decision in favor of the plaintiff in 397th Judicial District Court — outcomes in our files include results up to 1.23M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Horace Mann) often second-guess medical care to cut payouts. For clients such as a maintenance worker hit in work zone with burns (2nd or 3rd degree), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.