General Personal Injury FAQs — Shepherd

• ❓An adjuster told me “You were partially at fault for the accident..” Can a Shepherd personal injury lawyer still help?
  Yes. Adjusters regularly say “You were partially at fault for the accident.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Encompass Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Stillwater Insurance) often second-guess medical care to cut payouts. For clients such as a rideshare passenger with neurogenic bladder, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 258th Judicial District Court. Our case histories include results such as 2.49M. The goal is simple: fair compensation for your losses in Shepherd.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Shepherd allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic aneurysm. Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓What should I do if Dairyland Insurance says “We haven’t completed our medical review yet.” after my Shepherd crash?
  Insurers like Dairyland Insurance often use lines such as “We haven’t completed our medical review yet.” to stall or minimize claims. Even injuries like plantar fascia rupture can be life-changing. In Shepherd, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 258th Judicial District Court — outcomes in our files include results up to 1.37M.
• ❓Will a gap in my medical care ruin my case in Shepherd?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The bills are higher than reasonable market value.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.