General Personal Injury FAQs — Sheldon

• ❓Will a gap in my medical care ruin my case in Sheldon?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The at-fault driver’s policy may be void.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.49M. The goal is simple: fair compensation for your losses in Sheldon.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Sheldon allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like metacarpal fracture. Don’t accept “You were partially at fault for the accident.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Western National Insurance) often second-guess medical care to cut payouts. For clients such as a child struck exiting school bus with Monteggia fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “There’s a question about your seatbelt use..” Can a Sheldon personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a question about your seatbelt use.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like State Farm. If they won’t deal fairly, we prepare for a settlement reached before trial in 179th Judicial District Court and pursue full compensation.
• ❓What should I do if Patriot Insurance says “You saw a chiropractor, not a medical doctor.” after my Sheldon crash?
  Insurers like Patriot Insurance often use lines such as “You saw a chiropractor, not a medical doctor.” to stall or minimize claims. Even injuries like quadriplegia can be life-changing. In Sheldon, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 1.17M.