General Personal Injury FAQs — Shamrock

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Grange Insurance) often second-guess medical care to cut payouts. For clients such as a construction flagger hit on duty with renal contusion or laceration, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We haven’t completed our medical review yet..” Can a Shamrock personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t completed our medical review yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like USAA. If they won’t deal fairly, we prepare for a award granted by judge in 31st Judicial District Court and pursue full compensation.
• ❓What should I do if MetLife Auto & Home says “The police report is inconclusive.” after my Shamrock crash?
  Insurers like MetLife Auto & Home often use lines such as “The police report is inconclusive.” to stall or minimize claims. Even injuries like crush injuries requiring debridement can be life-changing. In Shamrock, we gather medical proof, challenge delay tactics, and, if needed, push for a case concluded with settlement in 31st Judicial District Court — outcomes in our files include results up to 947K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case concluded with settlement in 31st Judicial District Court. Our case histories include results such as 2.02M. The goal is simple: fair compensation for your losses in Shamrock.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Shamrock allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like multilevel spinal fracture. Don’t accept “You saw a chiropractor, not a medical doctor.” at face value.
• ❓Will a gap in my medical care ruin my case in Shamrock?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There are inconsistencies in your account.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.