General Personal Injury FAQs — Shallowater

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 1.5M. The goal is simple: fair compensation for your losses in Shallowater.
• ❓An adjuster told me “There’s a question about your seatbelt use..” Can a Shallowater personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a question about your seatbelt use.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Westfield Insurance. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.
• ❓What should I do if Liberty Mutual says “You returned to work too quickly to justify lost wages.” after my Shallowater crash?
  Insurers like Liberty Mutual often use lines such as “You returned to work too quickly to justify lost wages.” to stall or minimize claims. Even injuries like cerebral contusion can be life-changing. In Shallowater, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 897K.
• ❓Will a gap in my medical care ruin my case in Shallowater?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The policyholder wasn’t clearly at fault.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., USAA) often second-guess medical care to cut payouts. For clients such as a commercial van driver with fasciotomy for compartment syndrome, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Shallowater allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like disfiguring limb deformity. Don’t accept “The vehicle damage was minor.” at face value.