General Personal Injury FAQs — Selma

• ❓An adjuster told me “The provider overcharged for services..” Can a Selma personal injury lawyer still help?
  Yes. Adjusters regularly say “The provider overcharged for services.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Progressive. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓What should I do if MAPFRE Insurance says “You saw a chiropractor, not a medical doctor.” after my Selma crash?
  Insurers like MAPFRE Insurance often use lines such as “You saw a chiropractor, not a medical doctor.” to stall or minimize claims. Even injuries like median nerve compression injury can be life-changing. In Selma, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 187th Judicial District Court — outcomes in our files include results up to 1.4M.
• ❓Will a gap in my medical care ruin my case in Selma?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a gap in your medical care.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 187th Judicial District Court. Our case histories include results such as 1.53M. The goal is simple: fair compensation for your losses in Selma.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Chubb) often second-guess medical care to cut payouts. For clients such as a parent injured while transporting child with traumatic brain swelling, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Selma allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like Monteggia fracture. Don’t accept “Your injuries were pre-existing.” at face value.