General Personal Injury FAQs — Seagoville

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Chubb) often second-guess medical care to cut payouts. For clients such as a victim of a hit-and-run with Monteggia fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Seagoville allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of limb (amputation). Don’t accept “The at-fault driver’s policy may be void.” at face value.
• ❓An adjuster told me “You didn’t provide a recorded statement..” Can a Seagoville personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t provide a recorded statement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like California Casualty. If they won’t deal fairly, we prepare for a jury verdict in 14th Judicial District Court and pursue full compensation.
• ❓What should I do if Patriot Insurance says “The bills are higher than reasonable market value.” after my Seagoville crash?
  Insurers like Patriot Insurance often use lines such as “The bills are higher than reasonable market value.” to stall or minimize claims. Even injuries like tarsal bone fracture can be life-changing. In Seagoville, we gather medical proof, challenge delay tactics, and, if needed, push for a compensation awarded during mediation process — outcomes in our files include results up to 1.26M.
• ❓Will a gap in my medical care ruin my case in Seagoville?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still investigating liability.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a compensation awarded during mediation process. Our case histories include results such as 1.51M. The goal is simple: fair compensation for your losses in Seagoville.