General Personal Injury FAQs — Scissors

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Scissors allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like compound fracture of the leg. Don’t accept “Your injuries were pre-existing.” at face value.
• ❓What should I do if Loya Insurance Group says “There’s a question about your seatbelt use.” after my Scissors crash?
  Insurers like Loya Insurance Group often use lines such as “There’s a question about your seatbelt use.” to stall or minimize claims. Even injuries like fractured femur can be life-changing. In Scissors, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 93rd Judicial District Court — outcomes in our files include results up to 912K.
• ❓An adjuster told me “You saw a chiropractor, not a medical doctor..” Can a Scissors personal injury lawyer still help?
  Yes. Adjusters regularly say “You saw a chiropractor, not a medical doctor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Amica Mutual. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 93rd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 93rd Judicial District Court. Our case histories include results such as 1.7M. The goal is simple: fair compensation for your losses in Scissors.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Esurance) often second-guess medical care to cut payouts. For clients such as a Uber driver with traumatic arterial thrombosis, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Scissors?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t verify your medical provider’s credentials.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.