General Personal Injury FAQs — Scissors

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Western National Insurance) often second-guess medical care to cut payouts. For clients such as a bicyclist with hip replacement due to trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a seven-figure award granted in 92nd Judicial District Court. Our case histories include results such as 2.17M. The goal is simple: fair compensation for your losses in Scissors.
• ❓Will a gap in my medical care ruin my case in Scissors?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t provide a recorded statement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Liberty Mutual says “The photos you submitted aren’t clear.” after my Scissors crash?
  Insurers like Liberty Mutual often use lines such as “The photos you submitted aren’t clear.” to stall or minimize claims. Even injuries like pancreatic trauma can be life-changing. In Scissors, we gather medical proof, challenge delay tactics, and, if needed, push for a seven-figure award granted in 92nd Judicial District Court — outcomes in our files include results up to 2.29M.
• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Scissors personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MetLife Auto & Home. If they won’t deal fairly, we prepare for a settlement approved in 92nd Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Scissors allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like knee dislocation. Don’t accept “You didn’t report the injury immediately.” at face value.