General Personal Injury FAQs — Schertz

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Schertz allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hip dislocation. Don’t accept “We’re still investigating liability.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Kemper Corporation) often second-guess medical care to cut payouts. For clients such as a passenger thrown from golf cart with renal contusion or laceration, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if American National says “We need to confirm your insurance coverage.” after my Schertz crash?
  Insurers like American National often use lines such as “We need to confirm your insurance coverage.” to stall or minimize claims. Even injuries like skin grafts after injury can be life-changing. In Schertz, we gather medical proof, challenge delay tactics, and, if needed, push for a jury returned a favorable verdict in 408th Judicial District Court — outcomes in our files include results up to 708K.
• ❓Will a gap in my medical care ruin my case in Schertz?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t received your bills yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury returned a favorable verdict in 408th Judicial District Court. Our case histories include results such as 912K. The goal is simple: fair compensation for your losses in Schertz.
• ❓An adjuster told me “The vehicle damage was minor..” Can a Schertz personal injury lawyer still help?
  Yes. Adjusters regularly say “The vehicle damage was minor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like National General. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 408th Judicial District Court and pursue full compensation.