General Personal Injury FAQs — Schertz

• ❓An adjuster told me “Your injuries were pre-existing..” Can a Schertz personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injuries were pre-existing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MetLife Auto & Home. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 131st Judicial District Court and pursue full compensation.
• ❓What should I do if Westfield Insurance says “We’re waiting on a supervisor’s approval.” after my Schertz crash?
  Insurers like Westfield Insurance often use lines such as “We’re waiting on a supervisor’s approval.” to stall or minimize claims. Even injuries like use of external fixator for bone injury can be life-changing. In Schertz, we gather medical proof, challenge delay tactics, and, if needed, push for a seven-figure award granted in 131st Judicial District Court — outcomes in our files include results up to 677K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Homesite Insurance) often second-guess medical care to cut payouts. For clients such as a person injured by turning vehicle with laryngeal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Schertz allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like posterior hip dislocation. Don’t accept “There’s insufficient evidence of impact severity.” at face value.
• ❓Will a gap in my medical care ruin my case in Schertz?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still investigating liability.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a seven-figure award granted in 131st Judicial District Court. Our case histories include results such as 801K. The goal is simple: fair compensation for your losses in Schertz.