General Personal Injury FAQs — Schertz

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Schertz allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like shoulder dislocation. Don’t accept “We need more documentation.” at face value.
• ❓An adjuster told me “We haven’t received your bills yet..” Can a Schertz personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t received your bills yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Liberty Mutual. If they won’t deal fairly, we prepare for a jury decision in favor of the plaintiff in 144th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Shelter Insurance) often second-guess medical care to cut payouts. For clients such as a person pinned between vehicles with renal contusion or laceration, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Branch Insurance says “The vehicle damage was minor.” after my Schertz crash?
  Insurers like Branch Insurance often use lines such as “The vehicle damage was minor.” to stall or minimize claims. Even injuries like pelvic ring disruption can be life-changing. In Schertz, we gather medical proof, challenge delay tactics, and, if needed, push for a high-value verdict in 144th Judicial District Court — outcomes in our files include results up to 2.19M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a high-value verdict in 144th Judicial District Court. Our case histories include results such as 2.26M. The goal is simple: fair compensation for your losses in Schertz.
• ❓Will a gap in my medical care ruin my case in Schertz?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still evaluating liability with our insured.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.