General Personal Injury FAQs — Schertz

• ❓An adjuster told me “Your injuries were pre-existing..” Can a Schertz personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injuries were pre-existing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Direct Auto Insurance. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 407th Judicial District Court. Our case histories include results such as 814K. The goal is simple: fair compensation for your losses in Schertz.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., National General) often second-guess medical care to cut payouts. For clients such as a passenger in speeding vehicle crash with splenic rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Schertz?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The bills are higher than reasonable market value.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Schertz allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like acetabular fracture. Don’t accept “Your injuries were pre-existing.” at face value.
• ❓What should I do if Auto-Owners Insurance says “We have to confirm if your policy was active.” after my Schertz crash?
  Insurers like Auto-Owners Insurance often use lines such as “We have to confirm if your policy was active.” to stall or minimize claims. Even injuries like perilymph fistula from head trauma can be life-changing. In Schertz, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 407th Judicial District Court — outcomes in our files include results up to 2.5M.