General Personal Injury FAQs — Savoy

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Progressive) often second-guess medical care to cut payouts. For clients such as a vehicle occupant hit during police chase with severe hand crush injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Savoy allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like orbital nerve damage. Don’t accept “Your injuries were pre-existing.” at face value.
• ❓Will a gap in my medical care ruin my case in Savoy?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You can’t prove emotional distress.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 1.95M. The goal is simple: fair compensation for your losses in Savoy.
• ❓What should I do if Texas Farm Bureau says “There are inconsistencies in your account.” after my Savoy crash?
  Insurers like Texas Farm Bureau often use lines such as “There are inconsistencies in your account.” to stall or minimize claims. Even injuries like pelvic ring disruption can be life-changing. In Savoy, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 912K.
• ❓An adjuster told me “The medical records aren’t sufficient..” Can a Savoy personal injury lawyer still help?
  Yes. Adjusters regularly say “The medical records aren’t sufficient.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MetLife Auto & Home. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.